Brief Introduction of Chris Terry
Christopher Terry is a prominent and controversial figure in the world of online financial education and multi-level marketing. He is widely known as the founder and Chief Executive Officer of IM Mastery Academy, a platform that offers educational products and services related to financial markets, including foreign exchange (forex), cryptocurrencies, and e-commerce. Terry’s career is marked by a transition from the construction industry to becoming a self-proclaimed full-time trader and educator in the late 1990s. He established iMarketsLive in 2013, which later rebranded to IM Mastery Academy, with the stated mission of bringing financial education to the masses. However, his career and the operations of his company have been fraught with controversy, including numerous warnings from international financial regulators and a significant lawsuit filed by the U.S. Federal Trade Commission (FTC), which has accused the company of operating as a pyramid scheme and causing substantial financial harm to consumers.

Chris Terry Overview
| Full Name | Christopher Terry |
| Date of Birth | Not publicly available |
| Age(as of 2025) | Not publicly available |
| Birthplace | Bronx, New York, USA. |
| Profession | Entrepreneur, CEO, and co-founder of IM Mastery Academy. |
| Husband/Wife | Isis De La Torre. |
| Family | Information not disclosed |
| Relationship/Affairs(GF/BF) | Married to Isis De La Torre. |
| Net Worth | Estimates vary and a precise figure for 2025 is not publicly available. Some reports have estimated his net worth at over $5 million. |
Early Life and Education of Chris Terry
Christopher Terry was born and raised in the Bronx, a borough of New York City. Information regarding his specific date of birth and details about his parents and family life are not publicly available. Terry has often described his upbringing as a formative experience, stating that he graduated from “The School of Hard Knocks” and acquired his “Street Smarts” from his time in the Bronx. This narrative of a challenging early life has been a cornerstone of his public persona, suggesting that these experiences provided him with the resilience and practical knowledge to succeed later in life. In terms of formal education, sources indicate that Terry has not had extensive formal schooling. His educational background is often cited in the context of his self-made image, emphasizing practical experience over traditional academic qualifications. This lack of formal education in finance has been a point of contention for critics, particularly given his role as the head of a financial education platform. Despite this, Terry has positioned himself as an expert in financial markets through his own journey of self-education and hands-on experience.
Chris Terry’s Career
Chris Terry’s professional journey began in the construction industry, where he worked for approximately 12 years. During this time, he transitioned from being a worker to owning his own construction business, which reportedly achieved annual sales exceeding $40 million. In 1995, Terry discovered a passion for commodities trading and began to immerse himself in the financial markets. By 1998, he had reportedly become confident enough in his trading abilities to leave his construction business and pursue trading and financial education full-time.
Since 2001, Terry has been a speaker at various financial conferences and expos, including those hosted by Moneyshow.com and Traders Expo, where he has spoken on topics such as trading psychology and financial independence. This marked the beginning of his public-facing career as a trading educator.
In 2013, Christopher Terry, along with his partner Isis De La Torre, founded iMarketsLive (IML). The company was established as a multi-level marketing (MLM) enterprise offering educational products and signals for forex and cryptocurrency trading. The platform’s business model combined subscription-based access to its educational content with a network marketing compensation plan, allowing members to earn income by recruiting new subscribers.
Over the years, iMarketsLive underwent several rebrands, becoming IM Mastery Academy and, more recently, IYOVIA. These rebrands often coincided with legal and regulatory challenges. In 2018, the Commodity Futures Trading Commission (CFTC) fined Terry and his company $150,000 for operating as an unregistered Commodity Trading Advisor. Despite this, the company continued to expand its operations globally.
The most significant challenge to Terry’s career came in May 2025, when the U.S. Federal Trade Commission (FTC), in conjunction with the State of Nevada, filed a lawsuit against IM Mastery Academy, Christopher Terry, Isis De La Torre, and other top promoters. The lawsuit alleges that the company has operated as a massive pyramid scheme, causing over $1.2 billion in harm to consumers worldwide. The FTC’s complaint details how the company allegedly used deceptive earnings claims to lure consumers, particularly young people, into its expensive training programs and MLM venture. As of late 2025, the assets of Christopher Terry and Isis De La Torre were frozen by a court order, and a receiver was appointed to liquidate their assets.
Chris Terry Personal Life & Family
Chris Terry is married to Isis De La Torre. His wife is also his business partner, serving as the co-founder and Chief Financial Officer of IM Mastery Academy. The couple has worked closely together since the inception of their company, iMarketsLive, in 2013. Details regarding their personal life, including when and where they met and married, are not widely publicized.
Information about Christopher Terry’s broader family, including whether he and Isis De La Torre have any children, has not been publicly disclosed. Terry’s personal beliefs and lifestyle are often intertwined with the motivational and aspirational messaging of his company. He advocates for the power of a positive mindset and gratitude as key components of achieving success. He has been known to travel extensively for business, speaking at company events and promoting his platform across the globe. The FTC lawsuit has brought to light details about the couple’s lifestyle, alleging that they have amassed a significant fortune through their company, which the FTC claims was derived from fraudulent activities.
Awards and Achievements of Chris Terry
Information regarding notable awards or formal recognitions received by Christopher Terry from credible, independent bodies is not publicly available. While his company, IM Mastery Academy, has grown significantly since its inception, this growth has been overshadowed by legal and regulatory actions. Any achievements cited by the company or its affiliates are often within the context of its own promotional materials and events.
Chris Terry Net Worth and Income
The precise net worth of Christopher Terry as of 2025 is not definitively known and is subject to significant fluctuation, particularly in light of the ongoing legal battles and asset freezes. Some online sources have estimated his net worth to be over $5 million, though these figures are not from official or top-tier financial publications and may not reflect the current legal and financial situation.
Terry’s primary source of income has been his role as the founder and CEO of IM Mastery Academy. The company’s revenue is generated from the sale of subscription-based educational products and services. The Federal Trade Commission has alleged that Terry and his wife, Isis De La Torre, have received at least $20 million from their company’s operations. The lawsuit also claims that the company has generated over $1.2 billion in worldwide sales since 2018. However, these figures represent the company’s revenue and the FTC’s allegations of consumer harm, not Terry’s personal net worth. The ongoing legal proceedings and the appointment of a receiver to liquidate assets will likely have a substantial impact on his personal finances.
Legacy and Influence
Christopher Terry’s legacy is a complex and highly polarized one. To his supporters and many within the IM Mastery Academy community, he is viewed as a visionary entrepreneur and a motivational leader who has provided a platform for individuals to pursue financial education and personal empowerment. He is often praised for his “rags-to-riches” story, rising from a background in construction in the Bronx to become the CEO of a global company. This narrative of self-made success and the promotion of a positive mindset have been influential in attracting a large following, particularly among younger demographics.
On the other hand, a significant and growing body of evidence from financial regulators, consumer protection agencies, and media reports paints a starkly different picture. Terry and his company have been widely criticized and accused of operating a pyramid scheme that preys on the financially vulnerable with promises of unrealistic wealth. The numerous warnings from international financial authorities and the major lawsuit from the FTC have solidified this negative perception in the eyes of many. This has led to his legacy being associated with financial fraud and the exploitation of individuals seeking financial independence. The final outcome of the legal battles will undoubtedly play a crucial role in shaping his ultimate legacy.
Interesting Facts about Chris Terry
- Before entering the world of finance, Chris Terry owned and operated a successful construction business for nearly 12 years.
- He began his journey in multi-level marketing with Amway before founding his own company.
- Terry has been a featured speaker at numerous financial trade shows and expos since the early 2000s.
- His company, iMarketsLive, has undergone multiple rebrands, from IM Mastery Academy to IYOVIA, often in response to regulatory scrutiny.
- He and his wife, Isis De La Torre, are the co-founders of IM Mastery Academy, where she serves as the Chief Financial Officer.
Controversies
Christopher Terry’s career is dominated by significant and widespread controversy. His company, IM Mastery Academy (formerly iMarketsLive), has been the subject of numerous warnings and legal actions from financial regulators in various countries, including Belgium, France, Spain, and Colombia, who have raised concerns about it operating as a pyramid scheme.
In 2018, the U.S. Commodity Futures Trading Commission (CFTC) fined Terry and iMarketsLive $150,000 for illegally trading forex for customers without being registered.
The most substantial controversy to date is the lawsuit filed in May 2025 by the U.S. Federal Trade Commission (FTC) and the State of Nevada. The complaint accuses Christopher Terry, his wife Isis De La Torre, and their company of operating a global pyramid scheme that has defrauded consumers of over $1.2 billion. The lawsuit alleges that they use deceptive and unsubstantiated claims of high income to lure people into buying expensive educational courses and to recruit others into the multi-level marketing program. The FTC’s investigation revealed that the vast majority of participants in the scheme either lose money or make a negligible income. As a result of this lawsuit, a federal court has issued a preliminary injunction, halting the company’s operations and freezing the assets of Terry and his wife.
Social Media Presence
- Instagram – Not publicly available
- Twitter – Not publicly available
- YouTube – Not publicly available
While there are social media accounts bearing Christopher Terry’s name, none have been officially verified as his personal or professional accounts. His presence is primarily felt through the official social media channels of IM Mastery Academy and the numerous accounts of its promoters.
Final Words about Chris Terry
Christopher Terry’s current status is largely defined by the ongoing legal battle with the Federal Trade Commission. With his assets frozen and his company’s operations halted by a court order, his future in the online financial education industry is uncertain. His career, which he has framed as a journey of self-made success and empowerment, now faces the serious allegation of being built on a fraudulent pyramid scheme that has caused significant harm to hundreds of thousands of individuals.
The ultimate resolution of the FTC lawsuit will be a defining moment for Chris Terry’s legacy. It will determine whether he is remembered as a pioneering entrepreneur who democratized financial education, as his supporters believe, or as the architect of a massive and deceptive financial scheme, as alleged by regulators. Regardless of the outcome, his story serves as a cautionary tale about the complexities and potential pitfalls of the multi-level marketing industry and the world of online financial education.
